Finance Options

Royal has a number of financial options available to its customers. If you need a TMA or Cone Safety Truck, consider the options below:


Royal has a network of preferred rental companies that we work with throughout North America. We can frequently obtain preferred rates and terms that beat the competition. We also have our own fleet of TMAs and Safety Trucks that are available at any time. Short-term or long-term, we will get you what you need at a better price.


(50%-100% credit toward purchase) – Royal is the only TMA Truck manufacturer that offers a rent-to-own option. While this is common with equipment, it is not with TMAs. If you don’t want to finance the purchase, and you don’t want a short-term rental, consider Royal’s rent-to-own program. Depending on the length of time needed to complete the purchase, you could receive between 50% and 100% of your rental value toward the purchase.

Purchase Financing:

We can make financing work for almost any buyer. 36, 48, and 60 month terms are available at prevailing interest rates. We have partnerships with a number of finance companies that will take care of our customers, even if you are a start-up. (Financing is available to qualified applicants. Pricing varies based on year, make, and model of the truck. Average payments will be based on current interest rates, good credit, the length of financing, % money down, and length of time in business.)


Cash is King. If you are looking for custom work, we will ask for a percentage deposit and the balance will be due upon delivery.

Why Finance?


Ten years ago, about 16% of new trucks became financed trucks. Today, nearly one in three trucks on the road are financed. Whether you lease or buy your vehicle depends largely on your goals. If you’re looking to justify financing, you might want to think about the year of the truck you want on the road, and how long you want it to last. Lower miles might justify that financing.


Monthly lease payments through financing are usually lower than monthly rental payments because you’re paying for use of the truck only during the time of the rental. Premium rates can be charged, because if your work zone does not have a TMA Truck, in most states, you will not be able to continue operations. "Pay or don't work" has held a lot of companies ransom.


Royal Truck & Equipment is proud to partner with a financial institution that helps our customers. Providing 48, 54, or 60 month terms depends on your company's time in business and credit history. But don't worry, no matter what your circumstances are, we can work with you. Royal Truck & Equpiment can get you a quick approval, and offers unbeatable payments for any budget!

Monthly Payments That Fit Your Budget Needs

Download our Finance Program Flyer

Example of Your Monthly Payments

Royal Truck & Equipment's standard TMA Truck body (shown below) is made from heavy duty steel, and designed to work with Royal's modular components. Any accessory can be added or removed at any time from the body with seamless integration.

Based on year, make, and model, a standard TMA Truck pricing varies. For this example, we will use a $75,000 Truck.

Truck Cost - $75,000

Term - Based on how long you have been in business and your credit history: 48, 54, or 60 months

Monthly payment - $1,800

Financing Request